How to Cancel a U.S. Bank Credit Card ? 

U.S. Bank has a wide variety of credit cards that extensively support Visa and MasterCard. Their credit cards are known for lucrative perks and well-established partnerships with a wide range of brands offering exclusive discounts for their credit card customers. However, some customers may want to know how to cancel a U.S. Bank credit card. Here’s what to consider if you’re thinking about canceling your card.

3 best ways to know how to cancel a U.S. bank credit card 

By Fax –

This is interesting because not many offer this facility but not the US Bank. 

The credit card customer just has to send the cancellation request to (866) 568-7729 to process their demands. 

While drafting the request, remember to mention your credit card number, 

By Phone – 

Another quickest and most reliable way to cancel your U.S. bank credit card is by calling (800) 285-8585 

You will be welcomed by a recorded automated system. Follow the prompts until you are given the option to speak to a customer representative. 

Keep your basic information like a card, social security, and phone number ready before dialing the phone. 

Try bargaining any better offer on some other credit cards or if you have an option to downgrade your credit card. 

Via Mail – 

This could be a rarely used method in this modern internet age. But if you still want to stick by it, you could send a written cancellation request to the below address. 

Cardmember Service

PO Box 6352 FargoND 58125-6352 

Note that this would fairly be a slow process, so try being patient here. 

Canceling credit cards is not usually the best option because it hurts your credit scores. Try some smart alternatives, like just minimally using your credit card or carrying zero balance through credit cycles will help you build your credit. 

How to cancel a U.S. bank credit card online.? 

Though we see that U.S Bank has some exciting facilities just like many lenders, U.S Bank at the moment doesn’t allow their credit card customers to cancel U.S bank credit cards online. 

How to cancel a U.S. bank credit card with no annual fee YouTube Video? 

What happens to my rewards when I cancel my U.S. bank credit card? 

Your rewards will lapse once you cancel your U.S. bank credit card. It’s always advisable to use your rewards and cashback before raising any cancellation requests. 

How long does it take to cancel your U.S. bank credit card? 

Post your cancellation approval, your U.S bank credit card should instantly get canceled. But during raising the cancellation request, if you happen to keep any outstanding balance amount pending, your credit card cancellation request might remain pending taking weeks or months if not noticed.