How To Cancel A Synchrony Credit Card? 

The best way to know how to cancel a Synchrony credit card is by dialing directly to the card customer representative at 1-844-406-7427. These credit cards are backed by Synchrony financial institutions and are famous for their generous cashback rewards for cardholders with high credit scores. 

Just 3 ways one should know how to cancel a Synchrony credit card. 

You can follow the below methods to learn how to close a synchrony account. 

Mailing – 

Mailing is one of the traditional but sluggish ways to apply for your Synchrony credit card termination. This will take days for your credit card to get cancelled. You can send a written request to the below address, 

Synchrony Bank PO Box 965030 Orlando, FL 32896-5030 

Phone – 

As aforementioned, phoning Synchrony customer service at 1-844-406-7427 will always be the quickest way for customers to get more information on how to cancel Synchrony credit cards. 

Follow the recorded prompts until you speak with the customer staff. You will be asked for your card number and Social Security number (which you shall find on your cards). Don’t disclose any confidential information on the call. 

Calling on the number at the back of the card –

If the above customer service number is not reachable, then feel free to call the Synchrony customer representative at the number given on the back of your card. 

Through Email –  

A credit card termination request can also be raised by emailing the bank at customer.service@mail.synchronybank.com

and

consumerbanking@e.synchronybank.com.

Phishing scams are common through this method, avoid clicking on links from any other bank imposter email addresses. Remember, the bank will never ask for your password or OTP through email just the general information on your account. 

Post-cancelling, keep a close follow-up on your Synchrony credit card cancellation request. If your cancellation request remains unaddressed by the bank, it will continue to attract interest rates (on the remaining balance if any) or security fees on your Synchrony credit card. 

Your Synchrony credit card can be considered cancelled only after receiving a confirmation (through email or message) from the bank on the same. 

How to cancel a Synchrony credit card YouTube Video 

How to cancel a Synchrony credit card online? 

Unfortunately, Synchrony doesn’t allow its customers to cancel their credit cards online. Usually, most credit lenders seldom allow their customers to cancel their cards online. 

A few lenders though allow their cardholders to just raise a cancellation request online, the customer representative calls you back regarding the same request to note down the reasons for card cancellation. During this conversation, you will be often cross-sold other credit cards with attractive rewards. 

Will closing my Synchrony credit card affect my credit score? 

Yes, cancelling your Synchrony credit card can hurt your credit scores. As an alternative, one can always keep their credit card open by carrying forward zero balance to avoid a negative impact on their credit report. Synchrony doesn’t charge security fees for that respective month with a zero balance.