How to Cancel Victoria’s Secret Credit Card? 

Victoria’s Secret is a large lingerie company that is classified into distributors, vendors and retailers. Customers always look forward to grabbing some amazing discounts using Victoria’s Secret credit cards. But customers might have a change of thought due to sudden changes in their lifestyle or financial budget leading them to check how to cancel Victoria’s Secret credit card to skew their spending. 

Best 3 ways to know how to cancel Victoria’s Secret credit card 

Victoria’s Secret credit cards are backed by Comenity Bank, so cancelling them is relatively easier. Before raising your credit card termination request, make sure you clear your outstanding balances if any. Pending outstanding balances would hold your termination request cancelled. 

By phone- 

The easiest way to cancel your Victoria’s Secret credit card is by phone or by calling (800) 695- 9478. 

Follow the automated voice system until you reach a section where your credit card number will be demanded. 

To confirm your identity, keep your social security number ready. 

Post identity confirmation, you will be connected to Customer care, where you can state your reasons for cancelling your credit card. You will have to pay $9 to cancel your Victoria’s Secret Credit card by phone.

The Customer Rep will try to retain you by offering cross-products or discounted offers. 

Online – 

The quickest way to terminate your Victoria’s Secret credit card is online. 

Log into your online account here. 

Navigate to the secured Messaging centre and contact the customer representative. You can raise a cancellation request through chat, once you have secured a connection with their live customer rep on chat. 

By Mail – 

The slowest way to terminate your Victoria’s Secret credit card would be by mailing a written cancellation request at the below address, 

Comenity Bank PO Box 182273 Columbus, OH 43218-2273 

One should always know that cancelling your credit card affects your credit reports negatively. Be smart and opt for alternatives like keeping your credit card minimally used and letting it age, bargain with the customer representative to downgrade or upgrade your card, select any other card from the same company that suits your budget, etc. 

How to cancel Victoria’s Secret credit card YouTube Video 

Does Victoria’s Secret close your credit card? 

If you don’t use your Victoria’s Secret credit card for consecutive 2 years, the bank is going to consider it inactive and close your account. Such closure will also bring down your credit score. So it is advised to be smart and at least minimally use your credit card to build your credit. 

How do I delete my Victoria’s Secret account? 

There are 2 ways to do so, 

By Phone – 

Bank processes are complicated, and they tend to change often, the best way is always through calling customer service at (800) 695-9478 and they will guide you through their updated process to delete your account. 

Online –

You could log in to their online account and initiate a secured chat towards closing your Victoria’s Secret account. 

Can I reopen my Victoria’s Secret credit card? 

Reopening your credit card is a tough thing to happen but it’s not impossible. It depends on how the lender’s investigation is going to end up on you. They are going to consider your transaction history, circumstances on how you closed your credit card, whether was there any fraud or suspicious activity, etc. 

Reactivating your Victoria’s Secret credit card will result in a hard enquiry from your lender, eventually impacting your credit scores. 

Is there an annual fee for a Victoria’s Secret credit card? 

No, Victoria’s Secret credit cards have Zero annual fees on them. If you pay your balances timely (or in a grace period) you will be able to manage the credit card with no annual fee.