5 Simple Steps: How to Close Barclays Credit Card Like a Pro in 2024

Research shows that offering cashback and rewards boosts credit card usage by 23%. While these perks can be great, many people incur high-interest charges and cancel their cards. One frequently searched query on Google is how to close Barclays credit cards, so we’ve created this blog to help you with that process.

Why You Might Want to Close Your Barclays Credit Card 

There could be many reasons why someone would want to close Barclays credit card. Some of them are mentioned below 

• Maybe the user finds the credit card unsuitable to his financial requirement ecosystem anymore and hence wants to close it. 

• High interest rates are burning his pockets 

• Not so happy with the rewards and cashback. 

• Found some better alternate credit card schemes/systems within Barclays or outside. 

• Wants to forever close the Barclays account. 

Check your credit card account

So once you have made up your mind to follow up on how to close your Barclays credit card, there are a few things you might want to do before you take the action 

• Review your credit account – Log in to the Barclays application and check your credit balance. Make sure all your dues are settled. Pay the remaining balance if any.
• Review your transaction history for a month. Check if you have any auto payments registered on your credit card, if yes redirect them to your other cards. Failed auto payment entries could affect your credit score. 

Learn the process for closing a Barclays credit card account.

There are many ways through which one could close Barclays credit cards as mentioned below, 

How to close Barclays credit card online 

Log in to the Barclays website → Enter your credentials and log in successfully → Click on “Service Menu” —> Select “Manage my cards” —> Pick “Cancel your credit card”

How to cancel a Barclays credit card quickly? 

The fastest way to close Barclays credit cards is to call a Barclays representative for assistance, without sharing any sensitive data. 

• Barclays Customer care number for cards  888-232-0780 / 866-928-8598 
• Barclays General Customer Care Number 877-523-0478 

While you contact the helpline, make sure you have your credit account number/card number and social security number handy. The Barclays representative might ask the reason for canceling the card. 

The other quick ways would be through Secured live chat or raising a Barclays credit card request through mobile application.

• Secure Chat — 

Login to the application —> Navigate to “Contact US” to chat live with a Barclays representative to know how to cancel your Barclays credit card. 

• Mobile Application  —

Open your Barclays mobile application —>  Login successfully → Click Cards → Manage My Credit Card →  Cancel credit card. 

How to close Barclays credit card without application 

If you don’t want to use their application, you could either try the helpline numbers given (888-232-0780 / 866-928-8598 / 877-523-0478) or you could reach them directly on 

• X at https://twitter.com/askbarclaysus
• Facebook at https://www.facebook.com/barclaysbankus
• Instagram at https://www.instagram.com/barclaysbankus

but please don’t include any sensitive information. Just post your query and country code and they shall direct you from there. 

How to close Barclays credit card account ?

You can cancel your Barclays credit card account in four easy ways

• Visit a Nearby Branch – You can visit the closest branch office and submit the physical forms to close the credit card account. 

• Mail – You can also mail and submit closing forms directly to P.O. Box 8803, Wilmington, DE 19899-8803 

• Customer Helpline Number (https://cards.barclaycardus.com/banking/contact-us/)- You can close the account by calling their Customer care number for cards/general customer care number. 

• Chat-Login to your Barclay’s mobile application and under “Contact US”, do a live chat to raise a request to close Barclays credit card account 

Cancel Barclays credit card uk 

Your search ends here if you need Barclays UK customer service to cancel a Barclays credit card in the UK

• Barclays UK Customer care number for cards – 0333 200 9090 
• Barclays General UK Customer care Number – 0800 151 0900  

• Cancel through mobile application — Login to the Barclays Mobile App → Goto “Help and Contact US” → Live Chat or Email to send secured messages. 

3. Checking in after you’ve closed your account properly 

Once you have raised a credit card closure request, closely follow up about the status of the same. Missing requests could cause your credit cards to become inactive and disrupt your ability to track and manage them. Though keeping an inactive credit card might be an advantage to your credit score. Just make sure it is not attracting any hidden charges. 

4. Think about alternate choices. 

Barclays will try to lure you with better offers and schemes. If you are a premium customer, the bank might offer you lucrative interest rates and rewards. 

They might also try to push you to some alternate credit cards with better cashback and free other facilities. 

Guage what suits best to you and make the decision. 

Frequently Asked Questions | FAQS 

How to close Barclays credit card without affecting credit score 

If you have an old credit account, it’s usually best not to close it unless having a credit card is no longer right for you. Even if you’re not using it, an old account can still help your credit score stay positive. Closing old accounts, however, might temporarily lower your score. It can also reduce your total available credit, which could raise your credit utilization ratio and impact your scores negatively.

before you close your Barclays credit card, it’s important to settle any outstanding balances and ensure you’ve consistently paid off your credit on time. If you haven’t done this yet, we suggest you work on it for a while before canceling your card.

How to cancel a Barclays credit card payment 

You cannot cancel a Barclays credit card payment once you’ve authorized a purchase or transaction. If you decide against your purchase afterward, reaching out directly to the seller is necessary. However, if there’s a problem with what you bought, a Barclays customer representative will be always able to assist you.

Is there a penalty for closing a Barclays credit card? 

No, there is generally no penalty to close a Barclays credit card. But if you happen to keep your credit payments pending past your due dates, you would be imposed interests on that due amount and if you tend to keep these dues for a longer period, then Barclays could penalize you according to their company standards. 

How to cancel Frontier Barclays credit card

Go to frontier.com → Enter your credentials and log in → Click on the “Account settings” tab-→ Select the “Customer Service” option to open the Cards management page.–>  Select “Cancel Credit Card” or “Close Credit Card option” 

Conclusion- 

Barclays has a wide range of credit cards suitable for different purposes and being an innovative bank it has been, there will always be better credit cards available than what you hold currently. So think twice before you decide to close your Barclays credit cards to switch to a newer, better one, and consider how it might affect your credit score. Consistently closing and opening new credit cards can dent your credit rating.