How to Cancel a Credit One Card? 

The quickest way to answer how to cancel a Credit One card is by getting in touch with the customer support of Credit One at (877) 825-3242. Like many other cards have many alternative ways to cancel their card but Credit One offers only below two methods to cancel their cards. 

There are only 2 ways to understand how to cancel a credit One Card. 

If you are wondering how to close my Credit One online, then unfortunately Credit One doesn’t allow you to cancel their cards online. 

Through Mail –

This could be the slowest method to get your Credit One card canceled. You will have to send a mail request to the below address, 

Credit One Bank General Correspondence P.O. Box 98873 Las Vegas, NV 89193-8873 

By calling–

The fastest way to get your Credit One card canceled is by getting in touch with 

Their customer support by calling at (877) 825-3242. 

Follow the prompt until the credit one customer representative is online to direct you through the process. 

Keep your card account number and Social Security handy. You might be asked some security questions as well to justify your identity. 

Before confirming your request, the Credit One representative may try to retain you as a customer by offering you interesting rewards. So choose wisely. 

Things to remember before you cancel a Credit One card? 

Redeem points—All your accumulated reward points should be redeemed before you raise any cancellation requests. After your credit card is canceled, your rewards will lapse instantly. 

Reroute Recurring payments – Make sure you detach your card from any scheduled recurring payments if any because all your payments will be declined after canceling your Credit One card. 

Smart move – You can keep your Credit One card active without using any credit or by minimally using it. It will help in improving your credit score. 

How to cancel a Credit One card YouTube video? 

Things to remember after you cancel a Credit One card? 

Follow up on your cancellation request by calling the Credit One customer support team. 

Pending cancellation requests will still attract interest on your due amount balance if any. So make sure you clear all your dues before raising a cancellation request. 

Cancellation Confirmation – Once your request is processed, it is imperative to get a cancellation confirmation of your credit card from your lender. In worst cases, due to some technical issues, the lender continues to charge credit card Fees on your account. The cancellation receipt helps us in such situations.

Will canceling my Credit One card hurt my credit? 

Yes, canceling your Credit One card will decrease your credit limit. A fall in credit limit means a direct rise in your credit utilization ratio. This transition will be negatively reported in your credit report, hurting your credit scores.