How To Cancel A Belk Credit Card? 

Belk is one of the largest clothing and apparel stores spread across the USA and abroad. As a gesture of giving back to their customers, Belk introduced their credit cards for their customers. Belk credit cards are known for offering generous rewards and cashback for shopping at their stores. Usually, such credit cards are highly appreciated by the customers but for some maybe their financial circumstances must have changed and now they might be looking for how to cancel a Belk credit card. 

How to cancel a Belk credit card is below ways – 

By Phone- 

Before calling- 

Make sure you keep your account details, social security and credit card handy. 

See that you have cleared your balance due amount, failing to clear your dues, the lender will not allow you to cancel the credit card in the end. 

During Call –

Calling Belk Credit Cards customer support at 1 (800) 669-6550/1(877) 295-2080 can save you time and you will be quickly enlightened about how to cancel a Belk credit card. You shall be asked a few security questions before finalizing your credit card termination request. 

You will also be given an opportunity to either upgrade, downgrade or choose any other credit card suiting your budget. 

For general enquiries, you could reach their customer support at 1 (980) 447-5442 

After call- 

Make sure you have the confirmation or the request number at the end of the call. It will help you faster in extracting information on your credit card cancellation process in future. 

By email – 

Emailing is another hassle-free way to cancel your Belk credit card. This method will also justify how to cancel a Belk credit card online. 

Navigate to the Contact Us page on the Belk website.

Click on the “Email US” or “Start an Email” link. Hit on initiate the cancellation request. 

See that a contact page opens up. Write your name and email address. 

Choose the category “Belk Rewards + Credit cards” and enter the subject(if allowed) “Requesting Belk credit card cancellation”. 

Give valid reasons and hit on the “Send” button. 

By Mail – 

The slowest way to cancel your Belk credit card is by sending a written cancellation application to the below address, 

Synchrony Bank Belk P.O. Box 530940 Atlanta, GA 30553-0940. 

Cancelling your Belk credit card could reduce your credit limit thereby increasing your c.rediUtilizationation ratio. A rise in the credit utilization ratio indicates reduced credit scores. So be intent-driven with precise clarity as to why exactly are you cancelling your credit card. 

There are alternatives to save on cancelling your credit cards and opt for better ways by not hurting your credit reports. 

How to cancel Belk credit card YouTube Video 

Does Belk have a credit card? 

Yes, Belk does have credit cards and all the Belk credit cards are managed by Synchrony Bank. 

How to check my Belk credit card balance? 

You can log into the Belk online account here  to check your balance. You could call customer support at (800) 530-6886 to enquire about your balance or even the sales representative at any of Belk stores will guide you through the process of checking your Belk credit card balance. 

Does Belk credit card have an annual fee? 

No, the Belk Store card doesn’t have any annual fees and that’s what makes it a better deal. But these store credit cards can only be utilized at the Belk stores and not outside of it. But there are other fees associated with the Belk credit card one should be worrying about.