1 Easy Step To Learn How to Pay Your Costco Credit Card?

Costco’s business is spread across the USA like wildfire and so is its use of Costco credit cards and membership among their customers. People often wonder how to pay Costco Credit card dues quickly.

How to pay Costco credit card bill? 

There are various Costco credit card payment options available 

Online – This is one of the easiest ways to quickly pay Costco Citi credit card online here. 

How to pay Costco credit card online? 

Follow the below steps to pay your Costco credit card bill online. 

Step 1-Login to your Citi Online account. Enter your account credentials. 

Step 2-Select the Credit Card you want to make payment against (If you have more than 1 

a credit card in your name). 

Step 3-Click “Make payment” to pay your Costco Anywhere Visa Credit card bill. 

Pic-https://www.citi.com/CRD/PDF/faqs pdf 

Mobile Application – 

The next quickest way would Citi Mobile Application. 

Download the Citi Bank mobile application, log in through your credentials, and “Make Payment”. 

Mail – 

Though this method is regressive but is still being followed in corners in some countries. You can choose to send a money order or check to the below address. Make sure you take care of not exceeding your credit card payment due date. 

6716 Grade Lane Building 9, Suite 910 Louisville, KY 40213 

OR 

P.O. BOX 9001037 Louisville, KY 40290-1037 OR 

Bankcard Payments Department for Costco Anywhere Visa Cards 6716 Grade Lane Building 9, Suite 910 Louisville, KY 40213 

Phone –

No more wondering about how to pay Costco credit card on the phone now. 

Dial into their Customer Support number at 1-855-378-6467/1-855-378-6468 and feed in your account number. This process might require you to answer a few security questions to confirm your identity. 

Make sure you don’t share any sensitive information with the customer support representatives through phone/email/Chat/Messages. 

How does a Costco credit card work?

Costco Citi credit cards are issued by the Citi Bank. There are 2 types of Costco Citi Credit cards bonded with the Costco rewards program. 

1) Costco Anywhere Visa Card by Citi-This credit card is specially designed for the personal use of Costco customers. They can avail wide variety of attractive discounts through this credit card. Balance transfer, saving on expenses, and availing lucrative cashback rewards are possible through this card. 

20.49% variable APR as Purchase Rate and Balance Transfer Rate.

Balance Transfer Fee of $5 or 5%(the greater amount will be considered)

2) Costco Anywhere Visa Business Card by Citi – This Card is specially designed for smart structuring the expenses of small businesses that tend to remain loyal to Costco. While the card provides exciting business offers and allows one to earn cashback rewards, a balance transfer cannot be availed for this card. 

20.49% variable APR as Purchase Rate.

Only customers with active Costco Memberships can avail of the above Costco Credit cards. 

How to use Costco rewards to pay Costco credit card ?

Unfortunately, you cannot use Costco credit card cashback rewards to make a payment for your Costco credit card bill. 

These Costco Citi cashback certificates can only be redeemed to purchase items at any Costco Warehouses or cashback as cash (in some cases). 

These cashback certificates can also be not used to make payments at Costco.com, Costco Mobile App, and Costco Travel. 

How hard is it to get a Costco credit card? 

Costco Credit card approvals are subject to good credit scores only, so it is tough to get a Costco credit card. It demands the applicant’s credit score to be more than 750 at least.

•  The applicant should be 18 years +. 
• The applicant shouldn’t be already burdened with heavy loans while applying for the Costco Credit cards. 
• The applicant should have a sufficient monthly income to maintain a credit card. 
• The applicant should have a Costco membership. 

Conclusion – 

Costco Credit cards and membership seem attractive because they offer lucrative discounts, offers, and cashback. One should also be aware that most businesses come up with memberships and tightly coupled credit cards to increase their yearly sales and revenue. 

Opting for these credit cards seems to be a win-win situation for regular Costco customers. Owning a credit card would increase your credit limit which could be good for your credit score but one should always be mindful to pay their debts regularly. Huge debt/credit accumulation or unforeseen closure of your credit card could abruptly affect your credit limit, increase your credit utilization, and bring down your credit score too.